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Current Loan Rates
Effective January 30, 2012
All rates subject to change daily.
Vehicle Loans
Pick out the car of your dreams and get convenient, low cost Charter Oak financing Check out our current rates below. To apply, click on the link below, call us or visit any Charter Oak branch.
- Convenient terms up to 72 months!
- Guaranteed Asset Protection Insurance (GAP) Available!
- $25 Rebate for new loans with automatic payment from a Charter Oak account.
| New and Used Car Loans | |
| **Rates as low as | 2.99% APR* |
*APR=Annual Percentage Rate
**Your rate may vary depending on:
- Your credit history
- Year of vehicle
- Term of loan
The lowest APR assumes that your vehicle meets our underwriting guidelines and you have an excellent credit history. For more information or to apply, please call 860-446-8085, ext. 102 (local) or 800-962-3237, ext. 102 (long distance), or apply for an auto loan online.
Personal Loans
It's simple: you have wishes and dreams. Charter Oak has the money to help you see them come true. For nearly 70 years we've helped thousands of people with loans. We're here to serve you, too.
- Low, fixed rates!
- Convenient terms from 1 to 60 months!
- $25 Rebate for new loans with automatic payment from a Charter Oak account.
| Unsecured Loans | Annual Percentage Rate | |
| Rates as low as | 9.74% APR* | |
| Share Secured Loans | 2% above dividend rate | |
| Share Certificate | 2% above issued dividend rate | |
*Your rate may vary, depending on your credit history.
For more information or to apply, please call 860-446-8085, ext. 102 (local)
or 800-962-3237, ext. 102 (long distance).
Readi-Cash Too
Imagine: a perfect loan for busy people just like you. Your perfect loan is now available. It's called Readi-Cash Too. Now you can enjoy a truly great rate coupled with convenient access. Readi-Cash Too is an open-end credit product with limits to $7,500. It can be activated from across town or across country easily via our Phone Center, Info-Phone, the web, an ATM, or simply by writing a check. For more information or to apply, please call 860-446-8085 ext. 102 (local) or 800-962-3237 ext. 102 (long distance).
| Rates as low as | Prime + 4% = 7.25% APR* |
*Your rate may vary, depending on your credit history.





