Current Deposit Rates
Effective March 08, 2010
Share Accounts
| Product | Balance |
APY* |
| Regular Shares |
> $0 |
0.25% |
| IRA (Individual Retirement
Accounts) |
> $0 |
0.25% |
| HSA (Health Savings Accounts) |
> $0 |
3.00% |
| Money Market Account |
$0.01 - $999.99 $1,000 - $2,499.99 $2,500 - $9,999.99 ≥ $10,000 |
0.25% 0.25% 0.25% 0.25% |
| Jumbo Money Market Account Regular or IRA |
$0.01 - $9,999.99 $10,000.00 - $49,999.99 $50,000.00 - $99,999.99 ≥ $100,000.00 |
0.25% 0.75% 1.00% 1.30% |
Share Draft Accounts
| Product | Balance |
APY* |
| Charter Classic |
≥ $1,000 |
0.25% |
| Premium Money Market Account |
$0.01 - $2,499.99 $2,500 - $24,999.99 ≥ $25,000 |
0.25% 0.25% 0.50% |
| Non-Profit 501 (c)
Checking1 |
$0.01 - $24,999.99 $25,000.00 - $99,999.99 $100,000.00 - $249,000.00 ≥ $250,000.00 |
0.50% 1.50% 2.00% 3.00% |
Share & IRA Certificates
| Term | Minimum Balance |
APY* |
| 30 Day |
$10,000 |
0.50% |
| 3 Month |
$1,000 |
0.75% |
| 6 Month |
$1,000 |
1.00% |
| 7 Month |
$1,000 |
1.20% |
| 8 Month |
$1,000 |
1.20% |
| 1 Year |
$1,000 |
1.20% |
| 15 Month |
$1,000 |
1.50% |
| 2 Year |
$1,000 |
1.50% |
| 35 Month
Add-On2 |
$1,000 |
2.25% |
| 3 Year |
$1,000 |
2.25% |
| 37 Month IRA Only |
$10,000 |
2.25% |
| 4 Year |
$1,000 |
2.75% |
| 60 Month Flex |
$5,000 |
3.00% |
| 60 Month |
$1,000 |
3.00% |
| 72 - 120 Month3 |
$10,000 |
2.50% |
* APY = Annual Percentage Yield. APY accurate as of last dividend declaration date. Substantial penalties for early withdrawal from share and IRA certificates, which can reduce the earnings on the account. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. Must qualify for credit union membership.
1 Available to Non-Profit 501 (c) Organizations. Some restrictions may apply. See a Member Service Representative for details.
2 The "ADD ON" feature of the certificate is valid
for the first 12 months of the
certificate. A minimum deposit of $1,000 is required per add-on.
Upon maturity, the certificate will roll to a 24-month term at the
prevailing rate.
3 Early withdrawal prior to 72 months will incur a penalty of 270 days of interest. Any early withdrawals after 72 months, will incur no interest penalty.
Important Information About Funds Availability
