Savings - Charter Oak Federal Credit Union

Smart choices for a bright future

All of our Savings Programs Provide:

Competitive rates
24-hour access via Home Banking or Info-Phone
Federal Deposit Insurance through the NCUA, a stable and well-respected government agency

Regular Shares

Our Regular Share Account establishes your Charter Oak membership and provides a solid foundation for your financial portfolio. This simple, flexible account
allows unlimited deposits and withdrawals.

Jumbo Money Market Account

You can earn even higher rates while enjoying easy access to your money. Jumbo Money Market Accounts have no maximum limit and are available for personal,
IRA or business accounts.

Club Accounts

Want to save for a special purpose such as holiday shopping or a special vacation? A Club Account lets you work towards your goal gradually. We can set up automatic transfers to make the process easier.

Share Certificates

Choose a term to fit your timetable, and earn some of our highest rates. A Share Certificate provides steady, guaranteed growth for your regular savings or your IRA.

Health Savings Accounts (HSAs)

(HSAs) are an innovative way to manage health care costs, combining a High Deductible Health Plan (HDHP) with a tax-advantaged medical savings account.
If you make the contributions yourself, you can claim a tax deduction.* The earnings are tax-free, and distributions may be tax-free if used for qualifying medical expenses. The funds in the account are carried over from year to year, and your HSA stays with you if you change employers or leave the work force.

To learn more about Health Savings Accounts, click here.