Loans for big goals, little expenses - and everything in between
Charter Oak has financing solutions for virtually any situation. Whether you are buying a new car, planning your daughter's dream wedding or looking for a moneysaving credit card, we are here to help.
Consumer Loans
New or Used Automobiles
Our low rates and flexible terms help your money go farther.
- Low interest rates for new and used car purchases or refinances
- 120% financing available
- Terms to fit your budget
- Guaranteed Auto Protection Insurance (GAP) available
For more information or to apply, please call 860-446-8085, ext.
102 (local)
or 800-962-3237, ext. 102 (long distance), or apply
online.
Personal Loans
We have financing available for computers, furniture, vacations and other personal purposes.
- Low fixed rates
- Flexible terms up to 60 months
- Secured and unsecured loans available
For more information or to apply, please call 860-446-8085, ext.
102 (local)
or 800-962-3237, ext. 102 (long distance), or apply
online.
Readi-Cash Too
This personal line of credit provides ongoing borrowing power and peace of mind, with easy access to cash any time, anywhere.
- Generous loan amounts
- Can be activated by phone, on the web, at an ATM, or simply by writing a check
- Can be used as overdraft protection for your Charter Oak checking account*
For more information or to apply, please call 860-446-8085, ext.
102 (local)
or 800-962-3237, ext. 102 (long distance), or apply
online.
*A fee of $10.00 applies when your Readi-Cash Too is activated to cover a check overdraft.
Visa Credit Cards
and Consumer Loans
Click on icon to download Charter Oak Federal Credit Union's brochure.






