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CHARTER OAK's HSAs
HAVE SOLID ADVANTAGES

With the costs of health care rising, why pay more than you need to? At
Charter Oak Federal Credit Union, we offer a 3% Annual Percentage Rate (APY) and no fees! Unlike HSAs at other financial institutions, our Health Savings Accounts give you a solid advantage in saving for your health care needs-without all the added costs.

At Charter Oak, our HSAs offer:
·    Local, friendly service
·    No Stock Market Risk
·    Federal Deposit Insurance

Coupled with a High Deductible Health Plan (HDHP), HSAs allow you to enjoy relatively affordable health insurance premiums while receiving favorable tax treatment!*

Start taking advantage of our HSA benefits today!

Call us at (860) 446-8085, visit any of our conveniently located branches, or
click here for more details on opening your very own Health Savings Account.

 *Annual Percentage Yield (APY) effective 9/14/09. Dividends compounded and credited monthly. Before you open your account, consult your tax advisor for current IRS laws and regulations associated with these types of accounts and whether they are a suitable investment for your financial situation.

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32 Chicago Avenue • Groton, CT 06340 • 860-446-8085 • 1-800-962-3237

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