Rates effective January 2, 2007

VISAŽ Platinum As Low As 7.99% APR Fixed Rate
Student VISAŽ 16.00% APR Fixed Rate
Secured VISAŽ 18.00% APR Fixed Rate

VISAŽ Credit Disclosures

Platinum
Annual Fee

$0

Over Limit Fee $15
APR - As Low As 7.99%
PIN Decline Fee $0
Stop Pmt. Fee $20
Late Pmt. Fee $15
Grace Period 25 days
Returned Item Fee $20
Method of Computing the Balance for Purchases:
Average Daily Balance, including new purchases
Variable Rate Info:
N/A
Student
Annual Fee

$0

Over Limit Fee $15
APR 16.00%
PIN Decline Fee $0
Stop Pmt. Fee $20
Late Pmt. Fee $15
Grace Period 25 days
Returned Item Fee $20
Method of Computing the Balance for Purchases:
Average Daily Balance, including new purchases
Variable Rate Info:
N/A
Secured
Annual Fee

$25

Over Limit Fee $25
APR 18.00%
PIN Decline Fee $0
Stop Pmt. Fee $20
Late Pmt. Fee $25
Grace Period 25 days
Returned Item Fee $20
Method of Computing the Balance for Purchases:
Average Daily Balance, including new purchases
Variable Rate Info:
N/A

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This information is accurate as of 1/02/07, the date of this posting. This information may have changed after that date. To find out what may have changed, write to us at: Charter Oak, VISA Dept, 3 Boston Post Rd, Waterford, CT 06385.

 
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