|
| Savings Account |
| |
APY* |
| IRA Shares |
1.00% |
| Regular Share |
0.50% |
| Health Savings Account (HSA) |
3.00% | |
| Money Market Account |
| Minimum Deposit |
$0 |
$1,000 |
$2,500 |
$10,000 |
| APY* |
0.25% |
0.25% |
0.40% |
0.50% | |
*APYs accurate as of the last dividend declaration date. Fees can reduce the earnings on these accounts.
| LIMITED TIME OFFER |
| Deposit Amount |
APY* |
| Tier 1 - Less Than $10,000 |
0.50% |
| Tier 2 - $10,000.00 to $49,999.99 |
1.90% |
| Tier 3 - $50,000.00 to $99,999.99 |
2.20% |
| Tier 4 - $100,000.00 to $149,999.99 |
3.10% |
| Tier 5 - $150,000.00 to $199,999.99 |
3.10% |
| Tier 6 - Greater Than or Equal to $200,000.00 |
3.10% |
|
|
| Charter Classic Account |
| Minimum Deposit |
APY* |
| $1,000 |
0.25% | |
| Premium Money Market Account |
| Minimum Deposit |
$5 |
$2,500 |
$25,000 |
| APY* |
0.65% |
0.75% |
1.00% | |
| Non-Profit 501 (c) Checking |
| Deposit Amount |
APY* |
| Tier 1 - Less Than $24,999.99 |
0.50% |
| Tier 2 - $25,000.00 to $99,999.99 |
1.50% |
| Tier 3 - $100,000.00 to $249,999.99 |
2.00% |
| Tier 4 - Greater Than or Equal to $250,000.00 |
3.00% |
|
|
* APYs accurate as of the last dividend declaration date. Fees can reduce the earnings on these accounts.
| LIMITED TIME OFFERS |
| |
APY |
Minimum Deposit |
| 30 Day Certificate |
2.00% APY* |
$10,000 |
| 7 Month Share & IRA Certificate1 |
3.10% APY |
$1,000 |
| 8 Month Share & IRA Certificate1 |
3.10% APY |
$1,000 |
| 15 Month Share & IRA Certificate |
3.60% APY |
$1,000 |
| 37 Month IRA Share Certificate |
3.25% APY |
$10,000 |
| 72-120 Month Term Rewards Certificate2 |
3.50% APY |
$10,000 | |
| Other Terms |
APY |
Minimum Deposit |
| 3 Month Share Certificate |
2.00% APY |
$1,000 |
| 6 Month Share Certificate |
2.85% APY |
$1,000 |
| 1 Year Share Certificate |
2.50% APY |
$1,000 |
| 2 Year Share Certificate |
2.75% APY |
$1,000 |
| 35 Month Add On Certificate3 |
3.00% APY |
$1,000 |
| 3 Year Share Certificate |
3.00% APY |
$1,000 |
| 4 Year Share Certificate |
4.00% APY |
$1,000 |
| 60 Month Flex Certificate |
3.50% APY |
$5,000 |
| 60 Month Share Certificate |
3.50% APY |
$1,000 |
|
* APY= Annual Percentage Yield. APY's accurate as of last dividend declaration date. Substantial penalties for early withdrawal from share and IRA certificates, which can reduce the earnings on the account. The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
1 Deposits must come from sources other than funds on deposit at Charter Oak Federal Credit Union. This requirement is waived for members with direct deposit.
2 Early withdrawal prior to 72 months will incur a penalty of 270 days of interest. Any early withdrawals after 72 months, will incur no interest penalty.
3 The "ADD ON" feature of the certificate is valid for the first 12 months of the certificate. A minimum deposit of $1,000 is required per add-on. Upon maturity, the certificate will roll to a 24-month term at the prevailing rate.
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